TY - BOOK AU - VAUGHAN,EMMETT J. AU - VAUGHAN,THERESE M. TI - ESSENTIALS OF INSURANCE: A RISK MANAGEMENT PERSPECTIVE / U1 - 368 PY - 1995/// CY - [S.N] : PB - JOHN WILEY AND SONS. INC ، KW - INSURANCE KW - RISK (INSURANCE) ER -